The University of Ghana, one of Africa’s premier institutions, provides a range of programs for undergraduate, graduate, and international students. Understanding the structure of school fees and additional expenses can help you budget accurately and plan for your academic journey.

1. Overview of Fees Structure

School fees at the University of Ghana vary depending on several factors, including:

• Program level: undergraduate or postgraduate
• Field of study: medical, engineering, humanities, etc.
• Residency status: local (Ghanaian) or international student

Fees generally cover tuition, facility use, student services, and examination fees. Some programs, especially those with laboratory or clinical components, may have additional charges for materials or equipment.

2. Undergraduate School Fees

A. Local Students

The following is a breakdown of fees for undergraduate Ghanaian students for the 2024/2025 academic year (estimates provided; exact figures may vary by program):

• Humanities: GHS 2,500 – GHS 4,000 per semester
• Science and Agriculture: GHS 3,000 – GHS 5,000 per semester
• Engineering and Medicine: GHS 5,000 – GHS 7,000 per semester

Some programs like Medicine, Dentistry, and Pharmacy may include additional costs, particularly during clinical training periods.

B. International Students

International students usually pay higher tuition due to their non-resident status:

• Humanities: USD 2,500 – USD 3,500 per semester
• Science and Agriculture: USD 3,000 – USD 4,500 per semester
• Engineering and Medicine: USD 5,000 – USD 7,000 per semester

3. Postgraduate School Fees

The University of Ghana offers a range of postgraduate programs with fees structured according to the program level (Master’s or Ph.D.) and residency status.

• Master’s Programs: Ghanaian students pay GHS 5,000 – GHS 8,000 per year, while international students pay USD 5,000 – USD 7,500.
• Ph.D. Programs: Ghanaian students pay GHS 8,000 – GHS 10,000 per year, with international fees ranging from USD 6,000 – USD 9,000 per year.

4. Additional Charges

In addition to tuition, the University of Ghana has additional charges that students should consider:

• Facility User Fees: This fee covers access to university facilities such as libraries, computer labs, and recreational centers. It typically ranges from GHS 500 to GHS 1,000 per year.
• Examination Fees: Some programs may include an examination fee, especially for courses with practical components. This may cost between GHS 100 – GHS 500 per semester.
• Health Insurance: The university provides a student health insurance plan, costing approximately GHS 200 – GHS 500 per year.
• Accommodation Fees: On-campus housing is available at different price points, with costs ranging from GHS 1,500 to GHS 4,000 per semester, depending on the type of accommodation selected.

5. Payment and Financial Aid Options

A. Payment Plans

The University of Ghana offers flexible payment plans that allow students to pay fees in installments. Students can arrange to split their payments at the beginning of each semester or through monthly installments.

B. Scholarships and Financial Aid

The university provides a range of scholarships and financial aid options. Some popular scholarships include:

• The University of Ghana Bursary Scheme: For students with financial needs
• Merit-Based Scholarships: Awarded based on academic performance
• External Scholarships: Provided by governmental or private organizations

Students are encouraged to apply for financial aid early as most awards are limited and competitive.

6. How to Make Payments

University of Ghana has streamlined its payment process, allowing students to pay fees online through its portal or at designated banks. Common payment options include:

• University of Ghana’s Online Portal: Accessible 24/7 for online payments via debit/credit cards.
• Designated Banks: Payments can also be made at specific banks across Ghana. Students should ensure that they receive a receipt after payment.
• International Wire Transfers: International students may also opt to pay by wire transfer, ensuring that they use the correct bank details and account numbers as provided by the university.

7. Tips for Reducing Expenses

Studying at the University of Ghana can be more affordable with these cost-saving strategies:

• Apply for Scholarships: Many scholarships are available based on merit and financial need.
• Consider On-Campus Accommodation: It may be cheaper than renting privately.
• Use Public Transport: Using local transport systems can save you a significant amount on transportation costs.

8. Frequently Asked Questions (FAQs)

Q1. Are there additional fees for science and engineering students?

• Yes, students in science and engineering programs may face extra fees for laboratory use or fieldwork.

Q2. Can international students access financial aid?

• International students can access certain scholarships, though they may be limited compared to those for local students.

Q3. Is there a penalty for late payment of fees?

• Yes, students who delay payments beyond the deadline may incur late fees or other penalties.

Q4. Does the university offer payment plans for international students?

• Yes, international students may arrange payment plans with the finance office.

Q5. Are textbooks included in the tuition fees?

• No, students are expected to purchase textbooks separately, though some are available for loan at the library.